Agent Insurance Readiness

Governor by Embryo Space. One page for an insurer, a broker, a risk team or an AI agent filling this in for them.

1. The problem

Insurers will ask for proof before they cover AI agents that spend money or act on company systems. A policy document is not proof. A log the company can edit is not proof either.

Governor sits between your agents and the model providers. It enforces limits and writes a signed record of every decision. Each day's records are fixed into a single hash on Bitcoin BSV, so anyone can later check that a record existed on that day and was not changed.

2. What an insurer asks, and what Governor shows

Insurer question	Governor control	Evidence produced
Can spend run away?	Per-key daily and monthly caps, org cap, per-request cap, dollars-per-minute limit	Signed record of each request admitted or refused, with cost
Does a human approve big actions?	Approval gate tied to the exact request, single use, expires in 24 hours	Signed request, approval (with who approved) and the one call it allowed
Can it be stopped?	Global kill switch, per-key disable	Signed record of who switched it, when, and that calls were refused while it was on
What if the agent loops?	Runaway-loop breaker, optional auto-disable	Signed record of the loop and the block
Can it use an unapproved model?	Model allow-list; unknown models are refused	Signed refusal record
Can the log be edited later?	Hash-chained, Ed25519-signed log; daily Merkle root written on Bitcoin BSV	Per-record proof anyone can check, with no Governor account

3. Readiness check

Answer for one company. Pick "Not sure" when you don't know. No names or personal details are asked.

About the agents

I am filling this in as

Number of AI agents or API keys in use

Monthly model spend

Providers used Anthropic OpenAI xAI Other

Controls in place today

1. Hard spend cap on every agent key

2. Human approval before large or risky calls

3. One switch that stops all agents

4. Automatic block on repeated identical requests

5. Agents limited to approved models

6. Log of every agent call that the company cannot edit

7. An outsider can check a log record without a login

What you want next Send a sample evidence packet Run a pilot on our keys Book a 20-minute call Nothing yet

Every "No" or "Not sure" in items 1 to 7 is a gap an insurer is likely to ask about. Governor covers all seven for calls that go through it.

4. Check the evidence yourself

Verify a record Download a sample proof How Governor works Open console Contact

Printed copy: verify at governor.bsvkey.com/#verify. Contact embryospace@gmail.com.

5. Limits

Governor is not insurance and does not set premiums. No insurer has yet endorsed this evidence format. Evidence covers only calls routed through Governor; calls that bypass it are not recorded. The Bitcoin BSV anchor proves a record existed on a date and was not changed; it does not prove the agent's decision was correct.

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